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Missed your Initial Enrollment Period last year? If you’re eligible for Medicare, you may still be able to sign up for Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) during the General Enrollment Period.
The Initial Enrollment Period is a seven-month period to sign up when you are first eligible for Medicare. This seven-month period begins three months before your 65th birthday, includes the month you turn 65, and ends three months after you turn 65.
If you qualify because you’re receiving disability benefits, it starts three months before your 25th month of disability benefits from the Social Security Administration (SSA) or Railroad Retirement Board (RRB) and lasts seven months.
If you miss your Initial Enrollment Period, you can sign up during the General Enrollment Period, which runs from January 1 to March 31, for coverage starting July 1.
You can apply for Medicare Part A and/or Part B now if both of these apply to you:
- You didn’t sign up when you were first eligible.
- You aren’t eligible for a Special Enrollment Period.
Visit Medicare.gov to learn more about sign up periods.
Note: In most cases, if you don’t sign up for Medicare Part B when you’re first eligible, you may have to pay a late enrollment penalty.